Pioneer in the market for alternative Credit Score derived from E-commerce data source
Millions of data points to assist you in making more informed decision and seize untapped opportunities
Why do you need SDB?
Many companies face the same problems you’re facing. Limited credit history, traditional data points, outdated / incorrect info, and manual verification process. Learn how to save your time and lower your cost of operational.
Security & privacy
Using reliable encryption technology to maintain all existing activities.
Legal & standard
Presenting technology that complies with applicable laws and in accordance with industry standards.
Online 24/7
Our services are always accessible anytime and anywhere.
Our products
Toko Score
Get indications of borrower risk profile based on e-commerce behavior data
Address Match Index
Verify applicant addresses with user addresses registered in marketplaces
Phone Match Index
Verify applicant phone numbers with user phone numbers registered in marketplaces
Income Prediction
Predict applicant’s income based on their transaction history in marketplace.
Leaders
Herman Widjaja
CEO
Herman Widjaja is a prominent technology leader who is also on the list of CIO50 Southeast Asia. Passionate in paving the wave of building world-class Indonesian Digital talent, Herman was previously a Chief Information Officer at one of the telecommunication companies, Senior Engineering Manager at Google AR/VR, Oculus VR, and Amazon.com, and a seasoned Engineering Manager at Microsoft.
James Resman
Commissioner
James Resman was a Certified Public Accountant (CPA). Prior to SDB, James was a Senior Manager at PricewaterhouseCoopers Indonesia. He holds a BSBA degree from the Philippine School of Business Administration.
Our clients
Vision, Mission, and Objective
Vision
To strengthen digital ecosystem to contribute to financial inclusion in Indonesia.
Mission
Democratize financial access to everyone through technology.
Objective
Provide reliable product and services with advance technology, and ensure data privacy and protection.