Minimize time and cost through big data

Alternative credit scoring to help digitize traditional verification and underwriting process through big data

Our products

Toko Score

Address Match Index

Phone Match Index

Provide indications of borrower’s risk profile based on e-commerce behaviour data

Toko Score provide you with updated personal behaviour based scoring with higher approval chance for new to bureau or thin bureau consumer
Expand your market segment to underbanked and unbanked with protection of exposure to credit risk

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